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Surviving the Rent Crisis: How US Gen Z and Millennials Are Using 'House Hacking' and Co-Living in 2026

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Surviving the Rent Crisis: How US Gen Z and Millennials Are Using 'House Hacking' and Co-Living in 2026 Let’s face the harsh reality: finding an affordable apartment in the United States right now feels nearly impossible. With the persistent climate of high interest rates, the dream of buying a home has drifted further away for young adults. Consequently, demand for rentals has skyrocketed, leading to unprecedented rising rent in the US . While incomes for Gen Z and Millennials have largely stagnated, housing costs have eaten up over half of their monthly paychecks. But instead of giving up, the 2030 generation is getting creative. They are rewriting the rules of real estate through innovative affordable housing trends , specifically leveraging strategic house hacking and high-tech co-living platforms to beat the system. house-hacking-us-rent-co-living-trends-2026 What is House Hacking? (The Modern Version) Traditionally, house hacking meant buying a multi-family property, li...